Privacy Policy

Privacy Policy

Effective date: 13/11/2025

1. Introduction

yourfinology (“we,” “us,” or “our”) respects your privacy. This Privacy Policy explains what personal information we collect, how we use and share it, and the choices you have. It applies to data collected through our websites, mobile applications, communications (including email), and services (collectively, the “Services”), as well as from third-party sources. It also describes your privacy rights and how to exercise them.

2. Information We Collect

We collect information you provide directly and information collected automatically.

1. Information you provide:

• Contact details (name, email, phone, job title)
• Company information (business name, industry, role)
• Account credentials (username, password)
• Payment and billing information (card details, billing address)
• Communications (messages, support requests, feedback)
• Content you upload (documents, media, forms)

1. Information we collect automatically:

• Usage and analytics (pages viewed, features used, session duration)
• Device and technical data (IP address, browser type, OS, device identifiers)
• Location data (approximate location derived from IP)
• Cookies and similar technologies (see Cookies section)

3. How We Use Your Information

We use data to:

• Provide, maintain, and improve our Services;
• Process orders, payments and subscriptions;
• Communicate with you (support, updates, marketing where permitted);
• Personalize and optimize user experience;
• Detect, prevent and address security or technical issues;
• Comply with legal obligations; and
• For other purposes disclosed at collection or with your consent.

4. Legal Bases for Processing (EEA/UK)

If you are in the EEA/UK, our legal bases include: processing necessary to perform a contract, legitimate interests (e.g., security, analytics), legal compliance, and consent where required.

5. Your Privacy Rights & Choices

1. “Sale” and “Sharing” of Personal Information: We do not “sell” personal information for money. However, under the California Consumer Privacy Act (CCPA), using analytics and advertising services can be considered a “sale” or “sharing.” You are entitled to opt out. You can do this using the Global Privacy Control (GPC) signal.
2. Marketing Communications: You can opt out of marketing emails by using the unsubscribe link in any email. This won’t affect service messages. Our emails follow the U.S. CAN-SPAM Act.
3. Cookies: Manage cookies through your browser.

6. Data Security

We use administrative, technical, and physical safeguards designed to protect data from unauthorized access, disclosure, alteration, and destruction. No system is completely secure; we cannot guarantee absolute security.

7. Data Retention

We retain personal data as long as necessary to provide the Services, fulfill contractual or legal obligations, resolve disputes, and enforce agreements. Retention periods vary by data type and purpose.

8. International Transfers

Our operations are global. Personal data may be processed and stored in countries other than where you reside. Where required, we implement safeguards (e.g., standard contractual clauses) to provide an adequate level of protection.

9. Your Rights (where applicable)

Depending on your location (e.g., California, Colorado, or Virginia), you may have rights including:

• Know/Access & Data Portability:The right to know what personal information we have and to obtain a copy.
• Deletion:The right to delete your personal information.
• Correction: The right to correct inaccurate information.
• Opt-Out of Sale/Sharing: The right to tell us not to “sell” or “share” your data under the CCPA.
• Non-Discrimination:We won’t discriminate against you for exercising your rights.

To exercise these rights, contact us. We’ll need to verify your identity first. You can use an authorized agent.

10. Children

Our Services are not directed at children under 16, and we do not knowingly collect personal information from children under 13 as defined by the U.S. Children’s Online Privacy Protection Act (COPPA). If you are a parent and believe we have information from a child under 13, contact us immediately.

11. Third-Party Links & Services

Our Services may contain links or integrate with third-party services. This policy does not cover those third parties’ practices. Check their privacy notices before providing information.

12. Changes to This Policy

We may update this Privacy Policy. When changes are material, we will provide notice (e.g., prominent notice or email). The “Effective date” above shows when the policy was last updated.